Kim D. H. Butler

Join four friends on a struggling farm as they embark on an inspiring journey of teamwork, positivity, and boundless potential In THINK: Adventures at Prosperity Patch, these extraordinary animals discover that, with the power of a positive mindset, there are no limits to what they can achieve. Rooted in the magic of friendship and a belief in the extraordinary, this heartwarming tale will remind readers of all ages that goals are within reach when you think with a prosperous heart. Share in these four friends' uplifting adventure and let their positive energy guide you to new heights

With college more expensive than ever before, can you afford not to get this book? Throughout the past several decades, a higher education has been as much a part of the American dream as owning a house. And while a college degree once cost a fraction of a home, the financial gap between the two has narrowed greatly. It was once realistic for a student to work enough during the summer to pay for the upcoming two semesters, but this is no longer possible. As a result, student loans have become a massive part of the debt economy-exceeded only by home mortgages among total consumer debt in the United States. Not surprisingly, many students and parents are now asking themselves, "Is college even worth it?" Busting the College Planning Lies takes you on a quick but invaluable dive into the intersection of higher education and finance. Among other things, this book covers key topics parents and students should explore: The pitfalls of saving for collegeWhat opportunity cost reveals about the true expense of a degreeHow to reduce what you spend without reducing what you gainAlternate ways to go through college-and alternatives to collegePlus much moreWith the cost of higher education reaching all-time levels, you cannot afford to ignore this book. Busting the College Planning Lies will open your eyes and give you the guidance you need to proceed smartly ProsperityEconomicsMovement.com

If you think that real estate investment is risky, costly, time-consuming, and complicated, think again. Investing in real estate is actually the smartest, most powerful tactic to create a reliable, passive form of income-if you use it right. In Busting the Real Estate Investment Lies, real estate expert Jimmy Vreeland has teamed up with life insurance guru Kim Butler to show you how to break the middle class myth and find financial freedom through the time-tested method of combining real estate with whole life insurance. Tackling the eight most common misconceptions about real estate investment-from thinking debt is bad to believing property ownership will eat your time-they lay out their proven eight-step plan for strategically building wealth. This isn't some get rich quick scheme, destined to crash and burn. This is your chance to truly reclaim financial freedom through steady, dependable income.

Alabanza por Vive tu Seguro de Vida "Esta es la forma de ver el seguro de vida. Kim Butler tiene una visi n nica y refrescante de los seguros de vida. En lugar de solo recibir el beneficio de su seguro cuando usted muere, ella explica c mo usarlo mientras est vivo. Ella explica claramente c mo el seguro de vida puede ser un activo a lo largo de su vida. Tambi n soy uno de los clientes de Kim, y puedo decir honestamente que el seguro, como ella explica, funciona igual que lo hace en Vive tu Seguro de Vida. Un gran libro y una nueva forma de pensar acerca del seguro de vida que todos deber an leer." Tom Wheelwright, CPAAutor de Tax-Free Wealth (Riqueza libre de Impuestos)"Un gran libro para aquellos que buscan una mejor manera de vivir su vida fuera del manual de planificaci n financiera. Kim ofrece un mejor camino para ahorrar para toda tu vida." Ken Trainor"Misterio descubierto: hacer que el dinero trabaje el doble de duro para ti. Este libro... muestra formas creativas ( incluso sorprendentes ) De utilizar ciertos tipos de seguros para generar un crecimiento de su dinero con impuestos diferidos o libres de impuestos... ." Peter Sorrels"Este es un libro muy bueno para el inversor profesional o experimentado... es t cnico y bastante conciso. Buenas estrategias para el profesional de seguros." Jim Gaskins"Libro muy til. Kim Butler... claramente presenta el hecho poco conocido de que "el primer Beneficiario de su p liza de seguro de vida deber a ser USTED." Conozco a Kim desde hace a os, y he verificado estos conceptos en los ltimos 25 a os, incluso m s de lo que la conozco. Este es un excelente enfoque de sentido com n para las finanzas personales, y no podr a llegar en un mejor momento." Bobby MatteiR. S. Mattei y Asociados"Lo importante del asunto. Ser a dif cil encontrar a otra persona en el planeta con m s conocimiento pr ctico del poder del seguro de vida completa y la gran cantidad de usos para esta herramienta financiera m s infravalorada y, a menudo, abusada que Kim Butler. El libro de Kim proporciona ejemplos espec ficos de los beneficios de la vida entera como un contrato de vida en el que el propietario es el primer beneficiario del producto. El seguro de vida, adecuadamente estructurado y utilizado es sin duda LA herramienta financiera m s potente para crear riqueza para las familias, los due os de negocios y las personas ... El libro de Kim es una adici n bienvenida al creciente clamor por Informaci n precisa y viable para aquellos que desean crear, usar y mantener la riqueza sin recurrir al juego en los mercados." Jim KindredPropietario, Financial Strategies Group (Grupo de Estrategias Financieras)

(Chinese-English Edition)Is it possible that everything you have been told about retirement planning is wrong? Is retirement dead? Perhaps not yet, but it's on life support. The concept of retirement, as we've known it, is becoming a thing of the past. With the major economic, social, cultural, medical, technological, and employment shifts that have occurred in the past two decades, most everyone under the age of 100 now has to rethink what they thought "retirement" would be. Furthermore, the various "financial planning" industries are still looking at retirement through the lens of the 20th century, resulting in products, services, and advice that can actually reduce your chances for comfort in your later years. Busting the Retirement Lies will challenge and transform your perspective on retirement, revealing: Why the idea of retirement is fundamentally flawed Why "saving enough" is not enough How financial planners skew projections, creating false expectations Real-life role models who have created retirement alternatives And most of all, regardless of your age, what you can do to live fully and love the rest of your life.

NOTE: This edition features both Traditional Chinese and English text, and is primarily intended for Chinese-Americans living in the United States. What you don't understand about interest rates probably is hurting you... financially Typical financial wisdom and advice is sometimes lacking, and at other times, altogether wrong. This book fills in important gaps about essential but little-understood financial topics you won't hear about from most financial advisors. Busting the Interest Rate Lies corrects common financial myths such as: - Purchasing a car with 0-percent dealer financing is the best way to buy a car - You always save money by paying cash for major purchases - A 15-year mortgage is more efficient than a 30-year mortgage - Earning a higher rate of interest on your investments is the key to amassing a small fortune over time Additionally, you'll discover rarely discussed facts about: - What student loan debt costs the average college graduate - What the banks don't want you to know about credit cards - Insider information on how to get the best deal on a car - Finally An accurate comparison of buying vs. renting - Why "average" investment rates of return don't equal "actual" rates of return - And an analysis of Life Settlements-the best investment you may have never heard of Whether you are just learning to manage your money or whether you are an experienced investor, Busting the Interest Rate Lies offers information to help you avoid common financial mistakes and put MANY thousands of dollars into your pocket

Is life insurance a bad investment? Don't I lose all my cash value when I die? Shouldn't I just make a bundle and invest it instead? What about my spouse or my kids-do they need life insurance? Can I borrow money from (or is it against?) a life insurance policy? My insurance advisor told me one thing about insurance, but my financial planner gave me different advice, and an expert on TV said something else entirely. What do I do now? Help Every day, people like you and me run into questions like these-and no good answers. The truth about life insurance is that myths, misunderstandings, and even outright lies cause a lot of uncertainty around what it is, how it works, who needs it and when, and-most importantly-the great benefits it can bring to your life. This book is here to clear up all that confusion. With combined experience of over fifty years in the life insurance industry, Kim Butler and Jack Burns know what's true and what isn't. They've seen what works and what fails. They've lived through every success and failure the industry can throw at them. And they're fed up with seeing smart, well-meaning people fall for costly half-truths and mix-ups because they just can't find the right information. Busting The Life Insurance Lies takes the 38 biggest, loudest myths around life insurance and breaks them wide open. Whether you're wondering if life insurance is right for you, wanting to understand how it can help you while you're still alive, or even an insurance advisor yourself, this book will guide you to the answers you need to make the clearest, most informed decision-one you'll feel good about for the rest of your life.

What you don't understand about interest rates probably IS hurting you... financially Typical financial wisdom and advice is sometimes lacking, and at other times, altogether wrong. This book fills in important gaps about essential but little-understood financial topics you won't hear about from most financial advisors. Busting the Interest Rate Lies corrects common financial myths such as: -Purchasing a car with 0% dealer financing is the best way to buy a car; -You always save money by paying cash for major purchases; -A 15-year mortgage is more efficient than a 30-year mortgage; -Earning a higher rate of interest on your investments is the key to amassing a small fortune over time. Additionally, you'll discover rarely-discussed facts about: -What student loan debt costs the average college graduate; -What the banks don't want you to know about credit cards; -Insider information on how to get the best deal on a car; -Finally An accurate comparison of buying vs. renting; -Why "average" investment rates of return don't equal "actual" rates of return; -And an analysis of Life Settlements-the best investment you may have never heard of Whether you are just learning to manage your money or whether you are an experienced investor, Busting the Interest Rate Lies offers information to help you avoid common financial mistakes and put MANY thousands of dollars into your pocket

"Live Your Life Insurance" shows you exactly how you can take advantage of one of the most common, but misunderstood, financial tools. In it, you'll discover exactly how you can use your life insurance to benefit you while you are alive - and help you build financial security. In addition, it will reveal ways to make the best of your policy no matter what age you are. Most people don't realize what a powerful tool they have in their life insurance policies - this book will be your guide.

REVISED AND EXPANDED THIRD EDITIONIs it possible that everything you have been told about retirement planning is wrong? Is retirement dead? Perhaps not yet, but it's on life support. The concept of retirement, as we've known it, is becoming a thing of the past. With the major economic, social, cultural, medical, technological, and employment shifts that have occurred in the past two decades, most everyone under the age of 100 now has to rethink what they thought "retirement" would be. Furthermore, the various "financial planning" industries are still looking at retirement through the lens of the 20th century. As a result, they are pushing products, services, and concepts that can actually reduce your chances for comfort in your later years. Busting the Retirement Lies is a quick read that is packed and to the point-and which will transform your perspective on retirement. You will learn: - Why "saving enough" is not enough- How financial planners skew projections, creating false expectations- Why and how conventional retirement strategies are changing- And more eye-opening new realitiesBut most of all, regardless of your current age, you will learn what you can do to best enjoy the rest of your life.

Is it possible that everything you have been told about building wealth is wrong? For decades, typical financial planning has sold itself on perpetuating a fundamental lie-that you can reach prosperity through its methods. But truly prosperous individuals don't follow typical financial planning. They know that most mainstream money advice is not intended to make you wealthy; it is intended to keep you from being poor. Big difference. And like any advice for the masses, it is geared toward the lowest common denominator. Busting the Financial Planning Lies strips away the myths surrounding money and charts a course toward true prosperity. This book is not for everyone-it is for those of you who sense there is a greater truth than what you hear on the typical cable TV money show or financial talk radio program. You want to zig when others zag. Among other things, this book challenges several popular money mantras: The time is now to decide whether you want to strategize for comfort or prosperity. This book will not only help you make that decision, but will reveal the atypical ways prosperity-minded people make their money work for them. Your home is your best investment. Put as much money into your 401(k) as possible. The stock market can make you rich. Make extra payments toward your mortgage. Life insurance is something only beneficial in the event of your death. The time is now to decide whether you want to strategize for "getting by" or for true prosperity. This book will not only help you make that decision, but will reveal the atypical ways prosperity-minded people make their money work for them. Get Kim's ebook, Financial Planning Has FAILED, for free at http: //www. ProsperityThinkers.com/action along with other wealth-building resources