Mona Kuljurgis

(Chinese-English Edition)Is it possible that everything you have been told about retirement planning is wrong? Is retirement dead? Perhaps not yet, but it's on life support. The concept of retirement, as we've known it, is becoming a thing of the past. With the major economic, social, cultural, medical, technological, and employment shifts that have occurred in the past two decades, most everyone under the age of 100 now has to rethink what they thought "retirement" would be. Furthermore, the various "financial planning" industries are still looking at retirement through the lens of the 20th century, resulting in products, services, and advice that can actually reduce your chances for comfort in your later years. Busting the Retirement Lies will challenge and transform your perspective on retirement, revealing: Why the idea of retirement is fundamentally flawed Why "saving enough" is not enough How financial planners skew projections, creating false expectations Real-life role models who have created retirement alternatives And most of all, regardless of your age, what you can do to live fully and love the rest of your life.

What you don't understand about interest rates probably IS hurting you... financially Typical financial wisdom and advice is sometimes lacking, and at other times, altogether wrong. This book fills in important gaps about essential but little-understood financial topics you won't hear about from most financial advisors. Busting the Interest Rate Lies corrects common financial myths such as: -Purchasing a car with 0% dealer financing is the best way to buy a car; -You always save money by paying cash for major purchases; -A 15-year mortgage is more efficient than a 30-year mortgage; -Earning a higher rate of interest on your investments is the key to amassing a small fortune over time. Additionally, you'll discover rarely-discussed facts about: -What student loan debt costs the average college graduate; -What the banks don't want you to know about credit cards; -Insider information on how to get the best deal on a car; -Finally An accurate comparison of buying vs. renting; -Why "average" investment rates of return don't equal "actual" rates of return; -And an analysis of Life Settlements-the best investment you may have never heard of Whether you are just learning to manage your money or whether you are an experienced investor, Busting the Interest Rate Lies offers information to help you avoid common financial mistakes and put MANY thousands of dollars into your pocket

You're making a difference Your purchase of this book helps benefit cancer research. Read below for more details. "Rags to riches to rags" - that saying has endured for centuries through many cultures because family success, whether fame, fortune, or otherwise, rarely survives through the third generation. In the United States, only 30 percent of family businesses make it through the second generation, while only 12 percent make it through the third. You Can't Spend Pride tells the story of one family business, Mister Kleen, that has defied the odds. Not only are three generations of the family working in the company, but Mister Kleen has grown to be a multi-million-dollar operation that ranks among the top 10 percent of businesses in its industry. Narrated as a first-person account by the co-founder, Mary Ann Clark, and her son and current company president, Ernie Clark Jr., You Can't Spend Pride tells the improbable story of how the family built their business from cleaning one client's office in the evenings to maintaining millions of square feet of high-security and commercial space throughout the Washington, D. C. area. And success certainly didn't happen overnight. The family fought through financial challenges, health issues, and many bad economic times over the course of decades to get the business on solid ground-now employing more than 400 people. You Can't Spend Pride is a must-read for anyone looking to start their own company, having difficulty growing their current company, and most certainly for anyone running a family business. Filled with stories and solid entrepreneurial advice, you'll find yourself immersed in the inspirational history of Mister Kleen as it rises from a home-based business in 1976 to the trusted leader in high-security and commercial cleaning in the Nation's Capital. All proceeds from the sale of this book go to the Cancer Research Institute For a minimum of one year, beginning May 20, 2014, Mister Kleen will donate to the Cancer Research Institute 100 percent of the proceeds ($3.53 for each paperback copy, $2.40 for each Kindle copy) of You Can't Spend Pride sold on Amazon.com. Your purchase of this book is making a difference by providing funding to one of the most significant organizations in the fight against cancer. The Cancer Research Institute (CRI) is the world's only nonprofit organization dedicated exclusively to harnessing the immune system's power to conquer all cancers. This important work has led to a promising new class of cancer treatments called cancer immunotherapy. These treatments mobilize, strengthen, and sustain the immune system's natural ability to destroy cancer cells, wherever they are in the body. CRI awards research grants and fellowships to support scientists at leading research universities and clinics around the world. To accomplish this, CRI relies on generous support from individuals, corporations, and foundations who have a desire to become partners in their effort to conquer cancer through immunology. Learn more at CancerResearch.org.

REVISED AND EXPANDED THIRD EDITIONIs it possible that everything you have been told about retirement planning is wrong? Is retirement dead? Perhaps not yet, but it's on life support. The concept of retirement, as we've known it, is becoming a thing of the past. With the major economic, social, cultural, medical, technological, and employment shifts that have occurred in the past two decades, most everyone under the age of 100 now has to rethink what they thought "retirement" would be. Furthermore, the various "financial planning" industries are still looking at retirement through the lens of the 20th century. As a result, they are pushing products, services, and concepts that can actually reduce your chances for comfort in your later years. Busting the Retirement Lies is a quick read that is packed and to the point-and which will transform your perspective on retirement. You will learn: - Why "saving enough" is not enough- How financial planners skew projections, creating false expectations- Why and how conventional retirement strategies are changing- And more eye-opening new realitiesBut most of all, regardless of your current age, you will learn what you can do to best enjoy the rest of your life.