Sharon Bowles

A timely and robust discussion of responsible bank stewardship and practice. The Second Edition of The Principles of Banking offers banking professionals, regulators, and students from a variety of backgrounds an authoritative and practical discussion of the foundations of modern banking and good banking practice. In the book, you'll find a comprehensive roadmap to a more sustainable business model for your banking organization. The author draws on his many years' experience as a commercial and investment banker as he explains the original principles of banking—including sound lending policy, capital management, and liquidity risk management—as well as new material covering the impact of COVID-19 on banks, risk management, and balance sheet management. The Principles of Banking also provides recommendations for bank asset-liability management best practices that enable banks to deliver optimized balance sheets for the benefit of all stakeholders. It also includes new chapters in market risk management, foreign exchange risk management, interest rate risk, and credit risk policy and management. An essential update to a widely read and taught banking text, The Principles of Banking, Second Edition is an indispensable resource for banking professionals and students everywhere.

Featuring chapters written by interdisciplinary scholars, Counseling and Teaching Across the Life Span: A Humanistic Perspective provides readers with a balanced presentation of historical, scientific, and psychosocial information on human development. The text presents cutting-edge material on human development across the life span from preconception to the end of life and beyond. It explores the related aspects of biological, cognitive, emotional, spiritual, and environmental segments that contribute to the making of a person. The text discusses the influence of heredity, genetics, attachment, nutrition, neuroscience, spectrum disorders, addictions, cultural and ethnic differences, gender, sexual orientation, and more in each stage of life. Counseling and Teaching across the Life Span is an ideal textbook for courses and programs in education, counseling, counselor education, and other social sciences that require robust knowledge and study of human development across the life span.